Kumby.com Agreement and Privacy Policy User Agreement

Overview

We take your privacy seriously. Because we gather certain types of information about our users we want to help you understand the terms and conditions surrounding the collection and use of that information. This privacy statement discloses the types of information we gather, how we use it, and how to correct or change it.

Children

The Kumby.com member area is not directed to children under the age of 13. Kumby.com prohibits registration by, and Kumby.com will not knowingly collect personally identifiable information from, anyone under 13. This requirement will be posted at points of data collection within Kumby.com, such as registration for services.

Use of Cookies

On the Internet, a “cookie” is a piece of information (a file) that a Web site transfers to a user’s computer for record-keeping purposes. The use of cookies is common on the Internet. The process we use to serve advertisements and to track use of Kumby.com involves cookies. We use cookies to recognize users who have already registered on Kumby.com, allowing those users to speed up their future activities on the site. Cookies help Kumby.com track the frequency and placement of advertisements. Cookies also enable us to measure aggregate (total) usage and traffic to Kumby.com. This aids us in producing content that best meets our users’ preferences. We may use that information to display advertisements that we think will be of particular interest to you. You may configure your browser to reject cookies, but this may interfere with some functionality of Kumby.com. Certain pages of Kumby.com may contain electronic images (called a “single-pixel GIF” or “web beacon”) that allow a web site to count users who have visited that page. Kumby.com may occasionally use web beacons in order to count users and to recognize registered users by accessing the Kumby.com cookies.

Information Use

We use the information we gather for four general purposes:

• To customize the advertising and content you see.

• To enhance the user experience. We use tracking information to determine how well each page performs overall based on aggregate user demographics and traffic patterns to those pages. This helps us continue to build a better service for you.

• To fulfill your requests for certain products and services, such as sending out electronic newsletters and enabling users to participate in polls, contests etc.

• To send you information you agreed to receive about topics we think will be of interest to you.

Information Shared

Personally identifiable information

We will make your personally identifiable information available to other companies or people when:

• We have your consent to share the information

• We have engaged companies to work with us or on our behalf to provide a product or service that you have requested, such as opt-in e-mail announcements

• We respond to subpoenas, court orders, or legal process; or we believe that your actions violate applicable laws, Kumby.com’ Terms of Use or any usage guidelines for specific products or services, or threaten the rights, property, or safety of our company, our users, or others

Updating Personal Information

Kumby.com reserves the right to restrict access at will to users who are perceived as being detrimental to the community.